In addition, banks will need to notify the Central Bank about the presence of viruses that violate the operation of the entire system, cause malfunctions of mobile banking, lead to stopping payment terminals. In other words, financial institutions are obliged to inform the leading department about all incidents that led to the loss of client funds. According to the Law “On the National Payment System”, banks should return all the money to all the dubious occasion to the 24-hour periods, however, it will begin to operate only from February the year.