Everyone knows that the global crisis of the two thousand eighth years affected the financial and economic system of most countries, which immediately worsened economic indicators. The world economic crisis was preceded by a mortgage crisis in America, when people were given a housing loan at the so -called average percentage, that is, over the norm, for example, for the arrangement of the house, and this did not work, because the cost of the deposit was much less than the amount provided, and the real estate prices sharply Fell.