Among securitization products on the market, NIF products prevail. The Euronot release program is a long -term obligation of the bank, according to which the borrower can produce short -term securities in its name. Unfilled securities bank is obliged to buy at a minimum price. The bank usually issues short -term deposit certificates. Companies that cover the largest market share, they are often presented in the framework of medium -term credit programs in the form. So, the NIF production is off-balance sheet articles for the bank and at the same time a striking example of securitization, since it replaces traditional banking loans. Approximately the same purpose of products known under the name RUF (medium -term credit program based on EuroNot with banking support), NPF (means for buying a Euro -Not) or means of Euronot themselves.