Let’s look at an example for any family with an average income. If in total family income is from 70 to 80 thousand. rubles per month, then it will be able to pay to about 30 % of this amount of a credit institution for a mortgage — this is 25 thousand. rubles, which is relatively painless. The size of the annual rate is 12.1 % in rubles, and the average loan term is 16 years. Such data was provided in AIZHK for May 2011. If in the family, in addition to two parents who work, there are another or two children, and they have average income, then they will be able to pay 4 million for the specified periods. rubles for an individual house.