Accordingly, the question arises which deposits ensure the greatest safety of free funds? It seems that the best option is diversification — it is necessary to store part of the funds in dramas, part in dollars and rubles. At the same time, for storage of relatively small amounts and receiving income from them in a short period, say, up to one year (if your income in the national currency) is the best currency that is precisely the drama — the interest rate on them is simply more. So, the average annual interest rate on short -term dramatic deposits in December 2011 amounted to 10.2%, increasing by 1.4 p a year. p. against 6.1% (growth of 1 p. p.) for dollar deposits.
