At the beginning of this year, the amount of minimum capital was increased and now it is 180 million. rubles against a previously set level of 90 million. rubles. The plans for the development of the Banking System of Russia stipulates that by 2015, credit organizations will need to bring the volume of capital to 300 million. rubles. According to experts, increasing capital adequacy leads to the closure of banking organizations. So, in the first half of 2011 in Russia there were 988 working banks, today their number decreased to 974. Moreover, most analysts according to the fact that the actions of the Ministry of Finance will increase the stability of the banking sector, removing the so -called «empty» banks from the market that do not have a sufficient number of customers. According to the Ministry of Finance, now 290 Russian credit organizations have a minimum capital of 1 billion. rubles and should not experience difficulties if the limit of sufficiency is increased to the proposed level. Plus to this, in another 60 banks, the amount of capital ranges from 700 million. up to 1 billion. rubles, which is also a positive factor.
