In turn, the cherished dream of bankers, according to their own confessions, so that people go to the bank for loans, as to the store. True, the bankers are still worried about the weak, in their opinion, financial literacy of the population. They consider this the main reason for the insufficient development of the domestic market for individuals. Was not, however, without stilettos to the regulator. Vladimir Romanov told reporters that he has his own opinion about the disclosure of an effective interest rate and that hysteria on this occasion was too hypertrophied. “I myself (an effective bet. — «Gazeta») I can’t count, ”the banker admitted. Moreover, he believes that an effective bet is not at all the main thing in the issue of lending. Banks are literally forced to keep their rates at a high level due to scammers. The conscientious borrower still has to pay for them.
