Under existing circumstances in countries with developing economies, the access of small and medium -sized enterprises to banking sources of financing is sharply narrowed then, as their needs for financial support and support have grown significantly. According to the results of studies that were conducted by foreign and domestic specialists, the volume of financing of small uniforms in the form of benefits for lending to investment projects or interest -offices for bank loans, for example, cash loan, amounted to 2 times less than the corresponding indicators for several years previously. According to the reported reports today, only 37% of the amounts of those expenses that were observed several years ago were sent to partial compensation for bank loans from local budget sources. Without proper access to credit resources, individual entrepreneurs have to resolve issues of their own survival in the market, and not development and respectable work. At the same time, a decrease in the volume of financing of software measures in regions with insufficient developed entrepreneurship enhances the unevenness of regional development, as a result of which the ability to overcome crisis phenomena in the regional economy slows down. Based on the understanding of the essence of the crisis as an integral period of any economic cycle, the way out of which is possible only on the basis of modernization of the stages of production and correct the accumulated macroeconomic imbalances, researchers believe that at the current stage of the development of some countries, special attention must be paid to the development of anti -crisis measures as in the short term as in the short term , and long -term, aimed at implementing the strategy for reproduction of equity of enterprises and the intensification of the structural transformation of the economy. At the stage of exiting economic depression, lending to a small business, the development of microcrediting, which allows you to overcome the problem of a limited temporary horizon of borrowing and difficulty access to banking resources. The stably high rates of economic growth, which were recorded at the end of the 20th century in the EU, Japan, South Korea, the new industrial countries of East Asia, modern China, India and Brazil, were achieved thanks to state economic policy in these countries aimed at supporting and stimulating stimulations scientific and technical processes, followed by the extraction of private capitalist profit in the entrepreneurship system in both domestic and foreign markets.
