In particular, it was noted that turbulence in world financial markets began to accumulate since the terrorist attack on New York. After this event, the refinancing rate in the United States has decreased for some time, people began to occupy more, and banks — actively looking for new opportunities to make money. Ultimately, when real estate prices stopped growing, overdue debts began to increase with a threatening pace. The country’s financial system could not withstand shocks, the largest banks and corporations suffered significant losses, and the crisis, due to the significance of the United States on the world financial system, splashed to the global level.